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Learn, Save & Invest so you can travel whenever you want, wherever you want with these proven smart money techniques. Become a Financial Powerhouse today! Subscribe for more! Check out our book The financial powerhouse and click on a link to get more information - https://www.thefinancialpowerhouse.com/ Website: https://www.rtbfinancialgroup.com/ & https://www.thefinancialpowerhouse.com/ Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse

Hard to save for that new car, house, or vacation? In this video, we cover exactly how to transform that. Subscribe for more! Check out our book The financial powerhouse and click on a link to get more information - https://www.thefinancialpowerhouse.com/ Website: https://www.rtbfinancialgroup.com/ & https://www.thefinancialpowerhouse.com/ Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse

Oh No! A Recession? In this video, we talk about what you can do with your money, instead of panicking. How to save and invest so when we have an economic crash you can be prepared and take advantage of opportunities. Website: https://www.thefinancialpowerhouse.com Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse

Unleash Your #FinancialPowerhouse - By Adam Bar Watch this video here you can see one of my friend Pedro de Leone. Here he has recommended mine publishes book - The Financial powerhouse on his show. It is a practical set of money, mastery. In this video, I have shared my journey, as I didn't come from money. My family had a lot of challenges. I had a lot of challenges growing up and grew up in a tough neighbourhood with no financial education. But what I came to discover often I had an accident is, you know, and I crushed my voice box, my larynx, that we don't learn about money in school. And so when I started really learning and reading about money, you know, things were really complicated. And I wanted to create something that is very simple to understand. That is, you know, really simplified for everybody to feel and know that they can accomplish anything that they want for themselves and their family, whether it's in business, whether it's in their personal life. And you know what? I realized that it's more than just money. It's about belief, personal belief that you can accomplish something. And when that mindset and the relationship and I love, you know what you and I when we talked about you talk about money story, because it's what we tell ourselves, this story that we tell ourselves about, money is the beginning of a new transformation. My book gives you is really a system to understand how everything works. But more importantly, it established what I call financial dignity and financial dignity to know the first understanding, the realization I can't accomplish anything I want for myself personally, financially. And I can dare beyond what I think I would get, I can get for myself financially today. And that really starts the journey, because once you really have that sense of financial dignity and confidence, you can build whatever you want to build for yourself. It is really important for me to share and contribute to the community. And, you know, now we're very fortunate to be Amazon bestseller. And so thank you, all of you who are contributing to our success. But we want to make it something that everybody can really have access to. And it starts with really, you know, doing something new, doing something different. If the habits that we had until now didn't really get us through the journey to the destination that we won, then it's time to do something different. It's time to learn something different and take action. So that's what I'm committed to, is to make a difference, this is why we wrote this and you know, we're going to continue to write and continue to produce content and do videos. Also, I know Pedro is committed to providing extraordinary content for you guys. So, you know, follow and subscribe and like Pedro's channel and yet Tim Disruptor and he's gonna do a lot of great things for you as he has done for a lot of people. For more details about how to become millionaire & mastering watch this video! Like the button below and subscribe if you like this video let us know if there's anything you'd like to learn about. Please subscribe to the channel and receive valuable tips and practical financial empowerment. Stay connected us on - Website: https://www.thefinancialpowerhouse.com/ Facebook: https://www.facebook.com/AdamBarRTB LinkedIn: https://www.linkedin.com/in/adambar Instagram: https://www.instagram.com/raisethebar.rtb Amazon Bestseller: Unleash Your Financial Powerhouse

Here in this video, you get to know about What is Insurance. #Insurance protects the financial interest of individuals in various assets. Insurance really represents security. It represents safety and protection. The number of money policyholders gets in case of risk is sum assured. Various risks covered by insurance companies include loss due to fire, flood, illness, untimely death, disability. Now why we're going to talk about insurance today because insurance is making sure that if you have a catastrophe or if you're hurt, someone or if your health is being impacted in a negative way or if something happens to you or your ability to generate income because you cannot work you're able to buy money for cheap because that is really what's happening when you're paying a premium or when you put money into that insurance policy you're basically buying money for cheap. Think about it if you carry the burden of ensuring that you're going to stay healthy and paying for all of those health costs by yourself how much would it cost you if you went to the hospital and you've got a hospital bill. It's probably you've been looking at it and you've been seeing like oh my gosh this is such an incredibly high bill. Right. I heard people referring to hospital bills as the most expensive hotels on the planet. Right. So what if you had to pay for it by yourself. If we haven't saved enough money you will deplete your entire savings or you will diminish your entire investments so you can restrict the risk of paying for it out of pocket to just pain, for example, three hundred dollars a month for your insurance premium and for three hundred dollars a month. You can protect from having to pay maybe a hundred thousand dollars for the surgery that you might need or for that injury that you might have had and you needed to get treatment. So you're essentially buying pools of money for a restricted amount of three hundred dollars a month. Think about that if you hurt someone and they sued you for a million dollars wasn't it worth it for you to pay 100 or 200 dollars a month for your car insurance right. We often don't think about those things as protection. Now it's important to think about it. Before we go out and invest our money because remember growth is a process it takes time and loss could be one event. It could be one catastrophic injury one catastrophic loss of something of health or of life or an ability to make decisions. So. Don't look at insurance as the devil. Again if you heard about what we talk in either video we have to be disciplined investors, not emotional investors and look at financial tools as just tools without an emotional reaction to a word of insurance without an emotional reaction to award of #investments. All it is is just tools and it's important that we have that financial education to know what those words represent and how is it empowers us or dis-empowers us by the behavior and the decisions and choices that we make. Once you understand insurance, it’ll be easier to decide what risk you need to insure. So spend some time to examine which type of insurance is most suitable for you! Like the button below and subscribe if you like this video let us know if there's anything, in particular, you'd like to learn about and we'll see you on our Website. You can also follow us on Instagram at raised the bar on TV and I look forward to seeing you in the next video. Website: https://www.thefinancialpowerhouse.com Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse #Insurance #InsuranceAgent #InsuranceBroker #insuranceclaim #insuranceagency #InsuranceClaims #insuranceagents #insurancelife #insurancecompany #InsurancePolicy #insurancequote #insurancework #insurancebrokers #Insurancereview #InsuranceUSA #insurancequotes #insurancenews #insurancecoverage #insuranceclaimsaccepted #insuranceadjuster #insurancecompanies #insuranceconsultant #insuranceday #insurancelaw #insurancemarket #InsuranceLeads #insurancedebuctible #financialPowerhouse

In this video, we're going to talk about #financial literacy. When you think about financial literacy think about where do you get all your lessons about #money, #investments, #savings, stocks or bonds and mutual funds right. It occurred to you that we never really learn about money not in school, not in academia. #Financialliteracy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. So today we're going to cover some terminology that will help you be more knowledgeable and educated about money. 1. #Revenue - Revenue is what you earn. It could be from a job, a business and a passive income. 2. #Expenses - Expenses are what's coming out is what's going out from your income. So you think about it as your expenditure will you spend now what is your net profit. 3. #NetProfit - When you put your revenue versus your expenses you will get your net profit and that is very important to do to calculate because remember it's not about what you make that counts it's what you keep. That makes the most difference so make sure that what you keep is more than what's outgoing is what more they will you spend now a lot of people ask what is depreciation. 4. #Depreciation is the loss of value over time. So think about your assets if you continue to lose the value that is considered to be depreciated assets like a good example would be of a car right. The longer you hold onto the car the more you're losing the value of the car. It happens in real estate. It happens even in losses of the dollar the value of the dollar. 5. #Appreciation is the increase of value over time and that is really why we want to invest. This is exactly why people buy real estate. People invest in stock because they want to make sure that the value increases over time. 6. #Equity, it is your ownership or share of ownership in a company or in a business or in an organization or equity in Real Estate meaning the value of your ownership of that investment. So what is Vesting is earning your equity over time as opposed to all at once. 7. An #asset is something that you own and I like to think about an asset as something that puts money in your pocket either now or over time as opposed to taking money away and what is a liability is the exact opposite of assets a liability takes money away or puts a drag on your finances. 8. #Balance. A balance is the difference between debits and credits in your account and let's get into bonds and some securities. 9. What is #bond? - A bond is debt security meaning that either a Corporation a company or a government body wants to borrow money from people like yourself from us and therefore they issue a bond is a debt. 10. Stock is percentage ownership or fractional ownership in a company. Because we can just go out there and be an investor in Apple or youtube or Amazon without really being an early investor. For more details watch this video. Like the button below and subscribe if we like this video let us know if there's anything, in particular, you'd like to learn about and we'll see you on our Website. You can also follow us on our social media platforms. Website: https://www.thefinancialpowerhouse.com Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse #financialintelligence

#Money is not taught at school, yet it's super important for our lifestyle and quality of life. Have you ever wanted to have power over your money? Now you can learn How, With Adam Bar #Entrepreneur, #Investor and Author of The #Financial Powerhouse! In this video, I want to talk about credit because that's very important in financial literacy. What is #credit? Credit is the borrowing capacity of an individual or a company is how much you can borrow based on your income based on your credit history and based on your ability to return that money or to pay that back. You can build credit or credit history by borrowing money and paying it back on time by keeping the balance on your credit cards law and having multiple accounts of credit cards or loan or debt. Sometimes you can use credit or loans to build your assets and create what's called a positive arbitrage is borrowing money in lower interest rates to invested in things that you could potentially earn higher interest rates. And so you could use credit or debt to empower yourself and expand your wealth and grow your assets and wealth in a future now most people look at the final score. The final score is just a score that allows lenders to look at your history and say OK you have been paying your bills on time. You don't have a lot of debt compared to your income and you can really your credit ability or your pain ability is less risky for the lender. Your credit numbers that you've been measured are between 300 and 850. The higher the number the less risky you appear to lenders who are considering giving your money your credit history is based on a number of factors. * One is your credit history. * Two is the ability that you have to pay that back. * Three is how many accounts you have open for new credit and * Fourth is the type of credit that you have currently. Making sure they keep your score healthy is going to allow you to borrow more money in the future and it's going to allow lenders when they look at you to lend you more money. If you keep your score high you'll be able to get loans for a lower interest rate which is very important if you want to buy a house if you want to buy a car. If you want to purchase something that you currently don't want to take money out of your pocket do you want to get it from the credit cards or the banks. You will be able to get it for lower interest rates if you keep your score high. Now like any financial tools credit has positive and negatives points. Now what are the positives in having credit one. It makes it very convenient because we don't have to carry cash all the time. So a swipe of credit cards makes it very very simple very accessible and we can take it with us everywhere pretty much. It is also important because you can borrow things where you might not have the money currently to afford. Now some of the negatives of using credit is you have to pay interest. So it's actually going to cost you more money than if you were to buy it or pay for the product or the service by yourself. You might have an annual fee you might have some penalties or overdrawn charges. And we always have to look at the fine print because we don't know oftentimes what we actually get in charge. So it's very very important for you to be to get on top of your credit charges.There are a few accounts out there that allow you to check your credit for free annually and doing so and not burying your head in the sand is going to empower you to improve to get better credit to create a better credit history and therefore enable you to borrow more money for cheaper and grow your assets grow your wealth into the future. Please like and subscribe the link below and check us out online on the internet at the #FinancialPowerhouse or follow us on our social plateforms. Looking forward to seeing you in the next video. Website: https://www.thefinancialpowerhouse.com Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse #FinancialAdvisor #FinancialAdvisors #financialadvisory #financialadvisorcoaching #financialadvisorcoach #FinancialAdvisorph #financialadvisortips

What about #Taxes? It's not about what you make, it's about what you keep- By Adam Bar Here we're going to talk about taxes. Tax is a sum of money demanded by a #government for its support or specific facilities or services, levied upon incomes, property, sales, etc. a burdensome charge, obligation, duty, or demand. These are things that are helping the government. It's giving #money to governments and state and local offices to build roads to build schools to make sure that we have the beautiful things that we have around us. so taxes are not bad. You have to make sure that you're educated about what our taxes how they work and how you can use them to empower yourself and your family and create a legacy for the future. In this video talk about the different types of taxes now. It's important to note that I'm not a CPA or an accountant but I've worked with a lot of wealthy individuals and have looked at what they're doing with their taxes and how they work with their CPA and the accounting to make sure that they can benefit from the code. Types of taxes - #Incometaxes #State and #federaltaxes #Propertytaxes #Estatetaxes #Capitalgainstaxes. #Netinvestment and #incometaxes. And there are other things that we're being taxed on as well. You have to know what is your tax bracket. It is generally your income tax bracket. Some of you live in states that you do not have state taxes. Some of us live in states that we do have to pay state taxes. So you have to make sure that you look at what is the aggregate what is the total amount of taxes that you're going to be paying. Because when you get compensated when you get income at the end of the day it doesn't really matter. Only what you earn. It matters what you get to keep. For more details watch this video and visit our website: https://www.thefinancialpowerhouse.com Please subscribe and like our videos and receive valuable tips and practical #financial empowerment. Stay connected with us on - Facebook: @AdamBarRTB Instagram: @raisethebar.rtb LinkedIn: @adambar Amazon Bestseller: Unleash Your Financial Powerhouse